SimpleSwap vs Changelly
The main differences: SimpleSwap lists 2,800+ assets, holds a fixed rate for 20 min and states its fee as from 0.2%, built into the quoted rate; Changelly lists 1,000+ to 1,200+ assets, holds a fixed rate for 15 min (20 for some coins) and states its fee as 0.25% floating; dynamic on fixed.
Side by side
| Field |  SimpleSwap |  Changelly |
|---|---|---|
| Type | Self-custodial multi-source swap aggregator | Instant exchange |
| Operating since | 2018 | 2015 |
| Custody | One model: wallet-to-wallet, no long-term user balances | Non-custodial |
| Assets listed | 2,800+ | 1,000+ to 1,200+ |
| Fixed-rate window | 20 min | 15 min (20 for some coins) |
| Fee, as stated | From 0.2%, built into the quoted rate | 0.25% floating; dynamic on fixed |
| Minimum swap | Set per pair; as low as $0.50 equivalent on some assets | Must cover network fee and market lot |
| KYC | Fiat, optional verification, compliance cases | When risk scoring flags a transaction |
| Monero (XMR) | Yes | Yes |
| Fiat on-ramp | Via Mercuryo, Simplex, Guardarian and others | 100+ fiat currencies via 15+ providers |
| Swap time | Under 1 min on fast chains; 10–30 min on BTC and ETH; 1–60 min for all pairs (FAQ) | 5 to 40 min |
| Trustpilot | 4.2 (2,650) | Score hidden |
Fixed-rate window: how long the quoted rate is held after you create the order.
What each one offers
SimpleSwap
- Routes one order across several liquidity sources
- Fixed rate held for 20 min
- 2,800+ assets listed
- Fee from 0.2%, built into the quoted rate
Changelly
- Fixed rate held for 15 min (20 for some coins)
- 1,000+ to 1,200+ assets listed
- Fee 0.25% floating; dynamic on fixed
- Operating since 2015
Both support Monero (XMR) and offer a fiat on-ramp via partners.