SimpleSwap vs FixedFloat
The main differences: SimpleSwap lists 2,800+ assets, holds a fixed rate for 20 min, states its fee as from 0.2%, built into the quoted rate and offers a fiat on-ramp; FixedFloat holds a fixed rate for 10 min and states its fee as 1% fixed, 0.5% floating.
Side by side
| Field |  SimpleSwap |  FixedFloat |
|---|---|---|
| Type | Self-custodial multi-source swap aggregator | Instant exchange |
| Operating since | 2018 | 2018 |
| Custody | One model: wallet-to-wallet, no long-term user balances | Non-custodial |
| Assets listed | 2,800+ | Not published |
| Fixed-rate window | 20 min | 10 min |
| Fee, as stated | From 0.2%, built into the quoted rate | 1% fixed, 0.5% floating |
| Minimum swap | Set per pair; as low as $0.50 equivalent on some assets | Shown per pair |
| KYC | Fiat, optional verification, compliance cases | Source-of-funds or ID checks in some cases |
| Monero (XMR) | Yes | Yes |
| Fiat on-ramp | Via Mercuryo, Simplex, Guardarian and others | Not offered |
| Swap time | Under 1 min on fast chains; 10–30 min on BTC and ETH; 1–60 min for all pairs (FAQ) | After network confirmations |
| Trustpilot | 4.2 (2,650) | 3.4 (2,235) |
Fixed-rate window: how long the quoted rate is held after you create the order.
What each one offers
SimpleSwap
- Routes one order across several liquidity sources
- Fixed rate held for 20 min
- 2,800+ assets listed
- Fiat on-ramp via partners
FixedFloat
- Fixed rate held for 10 min
- Fee 1% fixed, 0.5% floating
- Bitcoin Lightning Network swaps
- 14 site languages
Both support Monero (XMR).