SimpleSwap vs SideShift.ai
The main differences: SimpleSwap lists 2,800+ assets, holds a fixed rate for 20 min, states its fee as from 0.2%, built into the quoted rate, offers a fiat on-ramp and supports Monero (XMR); SideShift.ai lists 200+ to 300+ assets and holds a fixed rate for 15 min.
Side by side
| Field |  SimpleSwap |  SideShift.ai |
|---|---|---|
| Type | Self-custodial multi-source swap aggregator | Instant exchange |
| Operating since | 2018 | 2018 |
| Custody | One model: wallet-to-wallet, no long-term user balances | Non-custodial |
| Assets listed | 2,800+ | 200+ to 300+ |
| Fixed-rate window | 20 min | 15 min |
| Fee, as stated | From 0.2%, built into the quoted rate | Built into the quoted rate, no % published |
| Minimum swap | Set per pair; as low as $0.50 equivalent on some assets | Dynamic per pair |
| KYC | Fiat, optional verification, compliance cases | Flagged swaps reviewed; verification for serious flags |
| Monero (XMR) | Yes | No |
| Fiat on-ramp | Via Mercuryo, Simplex, Guardarian and others | Not offered |
| Swap time | Under 1 min on fast chains; 10–30 min on BTC and ETH; 1–60 min for all pairs (FAQ) | About 10 min average |
| Trustpilot | 4.2 (2,650) | 4.6 (330) |
Fixed-rate window: how long the quoted rate is held after you create the order.
What each one offers
SimpleSwap
- Routes one order across several liquidity sources
- Fixed rate held for 20 min
- 2,800+ assets listed
- Supports Monero (XMR)
SideShift.ai
- Fixed rate held for 15 min
- 200+ to 300+ assets listed
- Integrated into Trezor Suite, Edge and Bitcoin.com wallets
- Own XAI token with referral rewards